Denied or Delayed FEGLI Claim?

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Federal employees may have many benefits associated with their employment: life insurance coverage (FEGLI), retirement benefits (CSRS), disability benefits, annuity, etc. When a federal employee dies, his beneficiaries on the FEGLI policy may have questions not only about their FEGLI benefits, but also about their Civil Service Retirement System Benefits (CSRS).


Many people erroneously think that they are entitled to the proceeds a FEGLI policy by virtue of being recipients of annuity and survivor benefits under Civil Service Retirement Benefits. What every beneficiary needs to know is that FEGLI life insurance proceeds benefits are separate and distinct from the federal employees’ retirement benefits under CSRS. The OFEGLI (Office of Federal Employees’ Group Life Insurance) independently administers the life insurance benefits with no connection to CSRS. If there is a valid beneficiary designation, only the person designated as a beneficiary on the FEGLI policy will collect the life insurance proceeds regardless of whether he or she is a recipient of retirement benefits under CSRS. If there is no beneficiary designation on a FEGLI policy, the benefits will be paid according to the FEGLI order of precedence.


If your FEGLI claim has been denied, call our law firm to learn about your legal rights. We settle life insurance claim delays and denials fast. Our life insurance lawyers will fight for your right to recover the benefits due to you under the law at competitive contingent fees. Call (888) 510-2212 now for a free consultation.



Call (888) 510-2212 for a free consultation.